i highly doubt that especially in such a minor thing
in germany banks work this way: as soon as the money got sent and arrives on their bank account its gone - nothing your bank CAN do unless its the very same bank and they first address the issue to their customer (aka you send it from “bla bla bank in bla bla” and your money arrives in “bla bla bank in bla bla” and not “blupp blupp bank in blopp blopp”
i highly doubt its different in other countries or people would scam all day “hey i just bought a new car guess what my bank gets my money back haha noob car seller”
direct debit works a different way - there you got 4 to 8 weeks time to get your money back by a simple click in your online account
“They are more then happy to do a Charge back” ya sure they are super happy - cool story tho