I don’t think crit dmg is irrelevant, other wise archers wouldn’t be stacking them. problem is getting our crit rate up so that crit dmg becomes relevant. and still as level cap increases, crit dmg increases as well and 50% is a huge modifier.
but yeah I took High1 for Cartar, Crown and Cross Guard. those skills are underrated. as a Pelt1, SB is the only skill that will benefit you, you won’t be using Guardian specially if you plan to get max level DoV (unless you’ll buy/farm Lapasape Mushrooms). getting Crown also means you can skip Zornhau on Doppel and allot the skill point on another skill.
I myself don’t regret not getting pelt just because I’ll lose SB (already had a Templar, I really hated pelt as a class, it’s supposed to be a Tank but is only actually a lurer, imo Clerics do a better tank since they can actually mitigate damage). I still get into grinding parties (but yeah it is hard finding one that isn’t specifically looking for a pelt but I am managing anyways) and you’ll really have to exert time and effort to at least be viable DPSing (getting yourself geared, enhancing your equips, leveling your attributes)