No, no and no, because this game have its own “card” system (if u mean like this other game), which is MONSTER GEMS
And (boss) card system already exist.
I will begin to trust that you didn’t play during the beta/didn’t read news about the game (pastebin/reddit/TOSbase etc…)
No jobs? I hope it’s a joke, so hoplite, pyromancer, hunte, necromancer, fencer, cataphract, fletcher etc aren’t jobs?
No character personalization? So Kepa Doll, Black rabbit ears, ginko leaf are misc items? What about hair color? first you can have black hair very easily, Eye colors are also incoming, you just need to be a little patient.