This worked for me when I got my main character stuck in lodge and game would crash whenever I tried to load him.
- In steam go to your game library
- Right-click TOS and select properties
- A window will pop up then click the Local Files Tab
- Click Verify integrity of game cache
A message should prompt you stating how many files are messed up and that they would be re-downloaded. TOS should pop-up in your downloads tab and it should fix your issue. Hopefully it works for you like it did for me. Best of luck friends!
